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Free resources

Worried about your finances? You're certainly not alone, there are simple steps you can take and these free resources are a good place to start. Don't wait to reach out for help.

free resources

Local and national organisations that can help with debt  

Local organisations


Citizens Advice Shropshire Specialist Debt Team

01743 280 019

Christians Against Poverty 

(Bridgnorth & Market Drayton) 


Oswestry & Ellesmere CMA Connect Centre 

07547 330634 


Barnabas Money Advice


07507 663251


If you live in a Housing Association property they may have a money advice service for tenants.  

National organisations 


0800 138 1111 


National Debtline 

0808 808 4000

Citizens Advice National Debt Helpline

0800 240 4420

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organisations that can help
priority debts

Priority vs non-priority debts 

Priority debts are debts that can cause you particularly serious problems if you don’t do anything about them.

If you’re starting to miss some of your bill payments, you might be feeling overwhelmed. Find out how to prioritise and work out which debts to pay off first and get the help you need if you’re struggling with your payments.

Money Helper has some useful guidance on how to prioritise your debts.

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Breathing Space

Breathing Space is a scheme that gives people temporary protection from most types of debt collection while they take action to get on top of their debts. 

You can apply through a debt adviser for sixty days’ Breathing Space. 

Visit the Citizens Advice  and GOV.UK websites for full details of the scheme.

 Mental Health Breathing Space

There is a particular version of breathing space for people who are receiving mental health crisis treatment. It can last longer than a standard breathing space.

A debt adviser applies to the Insolvency Service for a mental health crisis breathing space on your behalf.

You can apply for a mental health crisis breathing space if:

  • You live in England or Wales.

  • You have debts you cannot afford to pay.

  • You are getting mental health crisis treatment.

Full details of thee scheme here. 


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breathin space

Other support 

Christians Against Poverty


Christians Against Poverty (CAP) run free course on a variety of topics.

CAP Job Club

Your local CAP Job Club is a friendly place where you’ll get practical help and gain the tools you need to find work. 

Market Drayton, run in partnership with St Marys Church.

Full details here.

CAP Money Course

The CAP Money Course is a free course that will teach you budgeting skills and a simple system to successfully manage your money. 

Market Drayton

Courses take place at:
Watergate Centre
SY13 1DW

Sign up here

CAP Life Skills

CAP Life Skills is a friendly group that will give you the confidence and decision-making skills needed to live on a low income. You’ll learn practical money saving techniques, such as cooking on a budget and making money go further.

Market Drayton, run in partnership with St Marys Church.

Full details here.

Barnabas Community Projects



Barnabas Community Projects in Shrewsbury offer a range of courses. 

The aim of each of their 360 initiatives is to provide a safe and supportive space for clients to develop their self confidence whilst learning new skills. We offer one to one mentoring and support to our clients which we recognise is a key ingredient that enables them to see their individual value and to grow in confidence.

Referral needed, full details here.

Citizens Advice Telford and Wrekin drop-in and pre-bookable sessions


Full information on their website here.



Shropshire Rural Support 


Shropshire Rural Support was set up in 1991 to help people living in rural Shropshire by providing confidential support during periods of anxiety and stress, and with problems relating to their families and their businesses.


Their free confidential service is delivered by people with farming backgrounds who understand the ups and downs of farming, family farming businesses and living in the countryside. Most importantly they have the time to listen.

More information on their website here.

Caritas Shrewsbury

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other support

Money saving tips

There's lots of advice out there on how to save money but make sure you only take advice from reputable sources.





Money Saving Expert is a good place to start.

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saf borrowing
credit unions

Safe borrowing 

Beware of illegal money lenders or 'Loan Sharks'! They charge very high interest and can use harassment, violence and intimidation. Find out how to spot and report them here.

Read Citizens Advice's guidance on borrowing money here. 

Credit Unions 

Shropshire has two Credit Unions, which offer access to savings accounts and small low interest loans - including to people with a poor credit history. The loans start at just £50 and are much safer to use than payday lenders.


They work with you to improve your credit rating and financial behaviour.

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Money Advice Services in Shropshire

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